Lost Toe or Sex with Albino

Would you rather lose a toe in an accident or have sex with an Albino?

Considerations:

• How would the toe be lost? In an accident.
• Which toe? It would be random, but it seems like the big toe is most at risk (because of it's size).
• Would it hurt? I would think so.
• An Albino? Yes. His/her name is Joe/Jolene.
• What does s/he look like? S/he is of average looks. Oh, and s/he is completely devoid of pigmentation.
• The Albino has no other distinguishing characteristics (i.e. not overly hairy, not a midget, not rich and famous.)